Does anyone use CHIP health insurance for their child?

I will be taking a new job with a small company that does not provide insurance, so we'll be buying our own. The only problem with this is that my 2 year old son was recently diagnosed with epilepsy, so nobody will cover him (or it costs a TON.)

So we're considering putting him on CHIP, which is PA's state health insurance program.



Anyone else use this? I'm very curious about the waiting period before he would be covered.Does anyone use CHIP health insurance for their child?My daughter has CHIP in Texas. I don't know what it's like in PA, but here it didn't take too long. I had to apply. Waited a few weeks for the interview to decide if she would get CHIP or Medicaid. Waited a few more weeks for the acceptance letter which said she would be started in a few more weeks. ... Maybe a 2 month process from the day I started filling out the paper work until she was officially covered. I know it's a long time when your child has problems. But it's better than the waiting period for some other things. Also, I could be wrong, but I think they cover any outstanding balances you have from the last couple of months before you apply. So that helps too.



You say you are "considering" putting him on CHIP. I suggest you start filling out the papers ASAP - Today if possible. The worst they can do is turn you down. And if you apply but then find a provider you like more - it shouldn't be too hard to cancel your application with CHIP.Does anyone use CHIP health insurance for their child?Lets see, I applied in October and was covered by December.

I did everything by fax and snail mail.