Under the new health insurance plan, does a child have to live in the same house hold?

I think a child can be covered until age 26, regardless of whether they are in school. Do you also know if they are not currently covered (under old requirements), can they be covered once the new requirements go into place?Under the new health insurance plan, does a child have to live in the same house hold?They still have to be a dependent, which is usually defined as living in the parent's household, and a dependent on the income tax return.



Yes, they could get added on - if the parent wants to do it - during the next open enrollment, AFTER Sept. 23rd.Under the new health insurance plan, does a child have to live in the same house hold?The Parent-Child Relationship Controls



A plan may not condition “child” coverage on any factors other than (1) the parent-child relationship between the child and a plan participant, and (2) the requirement that the child be under the age of 26. In other words, a plan will NOT satisfy the Coverage Requirement if it:



Charges different premiums or cost sharing on, or makes different coverage options available to, different age groups of age 26-and-under children;



Requires that the age 26-and-under children show residency, financial dependency, student status, or unemployment status in order to obtain coverage;



Denies a 26-and-under child coverage because he or she is eligible for another employer’s coverage (although “grandfathered” plans have the right to do this for plan years beginning before January 1, 2014); or



Denies a 26-and-under child coverage because he or she is married (however, spouses of the covered child, or children of the covered child, need not be covered).